Monthly Archives: December 2020

Bank review, current USBR score and consumer report

Cracking the code of biological aging could solve America’s health care crisis

What should we do about the financial burden of health care? This question has vexed our political class for decades. Not even the passage of Obamacare in 2010 has managed to settle the issue. Now President-elect Biden will get a turn to address our nation’s most intractable long-run challenge. To succeed where others have failed, Biden should focus on a…

Why Sen. Hawley’s objection matters—even if he can’t stop Biden from being President

Republican Sen. Josh Hawley of Missouri announced on Wednesday that he will object to the certification of President-elect Joe Biden’s victory in the Electoral College when Congress meets for a joint session next week. The move will force a vote in both the Senate and House following a floor debate, which some Republican lawmakers are keen to avoid. The vote…

California governor offers plans to reopen in-person schools

California Gov. Gavin Newsom on Wednesday encouraged schools to resume in-person education next year, starting with the youngest students, and promised $2 billion in state aid to promote coronavirus testing, increased ventilation of classrooms and personal protective equipment. The recommendation was driven by increasing evidence that there are lower risks and increased benefits from in-person instruction particularly for the youngest…

Timeline: From the first coronavirus cases to the first vaccinations

In 2019, a pathogen reared its head. By the end of 2020, the novel coronavirus had changed the world—perhaps permanently. The dizzying cascade of COVID-related events has consumed our lives, and with vaccines now being deployed to some (however unceremoniously), it can be difficult to keep track of just what happened and when. Stories can mutate just like a virus.…

Now is not the time to repeal Section 230, but it should be soon

President Trump, Senate Majority Leader Mitch McConnell, and other GOP leaders have suddenly flipped positions on stimulus payments. Now they’re insisting that the (unrelated) repeal of obsolete protections for social media companies is a sudden condition for voting to boost assistance to Americans in distress over the coronavirus pandemic. This is, of course, a canard tossed in the last week…

Stimulus check update: $600 checks will hit some bank accounts Tuesday night, says the Treasury

After days of will-he-or-won’t-he turmoil, President Trump signed the $900 billion COVID-19 relief bill Sunday evening. Now, $600 stimulus checks will begin to be deposited into Americans’ bank accounts on Tuesday night, and physical checks will be mailed Wednesday, according to Treasury Secretary Steve Mnuchin.  The president previously said—after the relief bill had been passed—that he would veto any bill…

Only 2.1 million Americans have received their first dose of the COVID vaccine

President-elect Joe Biden criticized the Trump administration Tuesday for the pace of distributing COVID-19 vaccines and predicted that “things will get worse before they get better” when it comes to the pandemic. “We need to be honest — the next few weeks and months are going to be very tough, very tough for our nation. Maybe the toughest during this…

First reported U.S. case of COVID-19 variant found in Colorado

The first reported U.S. case of the COVID-19 variant that’s been seen in the United Kingdom has been discovered in Colorado, Gov. Jared Polis announced Tuesday. The coronavirus variant was found in a man in his 20s who is in isolation southeast of Denver and has no travel history, state health officials said. The Colorado State Laboratory confirmed the virus…

Trump hyped Verily’s coronavirus testing tool. It led to less than 1% of all tests in 2020

Touted by President Donald Trump in March as the company that would connect Americans to coronavirus testing facilities across the country, Alphabet’s life sciences company Verily ended up being far from that. Though the Google corporate sibling did provide testing on a very small scale this year—as it had warned in the wake of the President’s surprise announcement—the coronavirus was…

11 Things You Should Know Before You Get Your First Credit Card

A credit card may seem like just another tool to help you make purchases, but it can be much more. When used responsibly, a credit card can help you build

What Is a Balance Transfer, and Should I Consider Doing One?

In a perfect world, no one would carry a balance on their credit card. We would all pay our bills in full each month and never have to worry about

How Is Credit Card Interest Calculated?

So your bank tells you that your credit card has a 15% APR. What does that actually mean? How does your bank calculate your interest rate, and how does that translate into how much you actually pay? …

What Is a Balance Transfer, and Should I Consider Doing One?

In a perfect world, no one would carry a balance on their credit card. We would all pay our bills in full each month and never have to worry about

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